Earn 15%p.a. On Your Investment

Dear Private Investor,

Rent to Own Home.com.au (RTOH) Investors offer private investors the opportunity of earning 15% p.a. return on their investment.Your investment is secured over residential Properties

Money is invested in unit amounts with a unit currently worth $20,000. Investment periods are an initial 24 months with periods of 12 months after that if you choose to.

So who is Rent to Own Home.com.au (RTOH) Investors?
They have been investing in residential real estate for over years. In recent years they have concentrated on putting Australian families into homes using vendor financing.

Your funds provide them with the ability to act quickly to secure a residential property when they come on the market at a discount price. This places more Australian families into homes that would not normally be able to purchase through conventional lending institutions. Criteria set by banks are making it increasingly difficult for young families to qualify for their first home. Their aim is to get as many families out of the rental market and into their own home sooner than would normally be possible. Sometimes the hardest part is starting out. They are here to give them a chance of home ownership....NOW.

Once the buyers have lived in the property for 1-2 years they usually have the ability to refinance with a mainstream lender. At this time RTOH Investor gets paid out and you have the further option of rolling your investment into another property or having your money returned.

What is vendor financing?

Simply put RTOH Investor as the title holder of the property sells it to someone and lets them occupy, and pay for the house over a period of time by instalments (this is on an instalment contract). This has been an accepted way to buy property in Australia for over a hundred years.

Banks are currently offering 8 to 9 % on your money. RTOH investor’s current rate is 15%. Interest is paid as an interest only payment directly into your nominated bank account every month…no exceptions.

How is your money secured?

1. RTOH investor retains title of the house that they sell on vendor’s terms until both you and RTOH investor is paid out.

2. Properties secured by them have a mortgage over them of not greater than 80%.

3. They shall prepare and provide to you a signed second mortgage over the property in the standard form prepared by the Law Institute. Their solicitor will do this or you may get yours to do it if you wish.

4. They will provide you with a Registered Consent Caveat over the property

5. Rent to Own Home.com.au Investor has only one investor per property. Your money is invested in a specific property.

Rent to Own Home.com.au Investor will pay all legal and registration fees associated with our loan agreement that our solicitor draws up.

Once the loan agreement is set up, everything concerning the property is taken care of by them. You will be a silent partner, you will have no costs, no responsibility, and no work required, and we will pay you 12% return on your money.

So what is the process?

If you decide that the 12% sounds good to you, the next step is to contact us. Following this if we are in agreement and you are completely comfortable with what they are offering, the next step is to have drawn up a standard personal loan agreement. At this time you will have the opportunity to read the documents as well seek legal advice if you choose and which we recommend.

If you and RTOH Investor are both in agreement and the contracts are signed your investment money will be deposited into a trust account.

The personal loan documents will outline everything that we both agree to. You now know what we do with your money and how we protect it. If you would like to know more then please do not hesitate to contact us.

Look forward to hearing from you

Contact Us

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